Family Funeral Plans - Thandizo Policy

Thandizo Policy is a Family Funeral Plan. It is an all-embracing funeral plan for people who are articulate planners in life and those who care for their families.

The product is meant for those that do not want to leave the burden of their family funeral arrangements to relatives, friends or neighbors.

This is a unique product, which has embedded benefits such as Survival (Premium Refund), Tombstone and Grocery benefits. The product also has an inflation proofing option.

Who is Covered?

Thandizo Policy covers the Principal Life Insured and family members as follows:

   Principal Member and Spouse up to age of 75;

   Biological Children up to age of 25;

   Dependent Children and Relations (Brothers, Sisters; Nephews, Nieces, etc;) up to age of 25;

   Parents and Parents-in-law up to age of 70 at entry but will exit the policy at age 75.

Our Benefits

Below are the people who are covered in this product In the event of death of the insured life, the sum assured shall be paid to take care of the funeral expenses. In lieu of cash, the policyholder may opt for services of professional funeral parlors where Smile Life’s obligation will be limited to the sum assured of the deceased member.