Pamodzi SME Group Life Assurance

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Group Credit Life Assurance

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Family Funeral Plan - Thandizo Policy

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Our Products

Below are some of our esteemed products


Group Life Ansurance Scheme

Group Life Assurance schemes provide insurance cover for death-in-service of employees for the benefit of the employees dependents or beneficiaries. The product may also include a funeral insurance benefit as a rider...
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Pamodzi SME Group Life Assurance

This unique product is intended to cover Small and Medium companies (SME) to enable them to comply with Section 15 of the Pension Act 2010 which makes it mandatory for an employer to cover his employees...
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Group Funeral Insurance Schemes

The Product is intended to cover expenses incurred during the funeral of the employee and or his / her dependents such as purchase of a coffin, bereavement assistance, transportation of the deceased to the final resting place, etc...
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Group Credit Life Assurance Schemes

Group Credit Life insurance product is offered to Financial Institutions such as commercial banks, micro-finance lending Institution and to employers who extend loans to their employees. The Policy covers loans taken by the borrowers...
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Family Funeral Plans - Thandizo

Thandizo Policy is a Family Funeral Plan. It is an all-embracing funeral plan for people who are articulate planners in life and those who care for their families. The product is meant for those that do not want to leave the burden of their..
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Why Choose Us?

Here's why so many people choose Smile Life Insurance

Smile Life services

Professional Team

Our team consists of professionally qualified personnel in Life Insurance business with over thirty years experience in the business.

Board Of Directors

Board of Directors and Shareholders consists of respected Malawians in the society, with impeccable professional qualifications.

Tailor-designed Products

Products are tailor-designed to suit the cultural and traditional needs of Malawians. Flexibility in decision when making claims settlements.

High Standard

Very competitive premium rates. Smile Life Insurance Company is reassured by Hannover Life Re Africa (Pty) Ltd.

Who We are

Our Company's Values, Mission and Vision


Our Mission

The mission of the company is to provide innovative and affordable life insurance products that are relevant and timely, to institutions, employers, associations, individuals and other stakeholders.

Our Vision

The vision of the company is to be the preferred life insurance company offering a wide range of affordable and innovative products promoted by a highly motivated and multi-skilled team of professional staff supported by efficient and effective operational systems.

Our Values

Accountability, Honesty (probity), Transparency, Trust, Humility, Quality and Frugality

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